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About MUST
Montana Unified School Trust (MUST) is committed to serving schools and school-related entities in Montana. This commitment has enabled MUST to gain the distinction of being the largest educational health benefit provider in Montana, collectively insuring the third largest group after the State of Montana and Montana University System employee plans.
MUST’s goal is to provide the best benefit plans available, the finest service in the industry, the most cost-effective management, wellness services, and a solid financial base. The Trust pools over 17,000 plan participants, improving predictability and controlling costs by spreading the risk over a large population base. MUST has solid working relationships with its members who, in turn, have a strong sense of ownership in the Trust.
2007– 2008 MUST Board of Trustees
Appointed representatives from MSSF’s three sponsor organizations (MEA-MFT, SAM, and MTSBA) serve as trustees for the Montana Unified School Trust. The nine trustees provide policy direction for the health benefits plan offered by MUST. Decisions of the board are required to make amendments to the plan or its policies. The trustees also authorize the contractual relationships with the providers of the program’s specialized needs such as underwriting, actuarial services, legal and claims services.

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Darrell Sackman, Chair |
Jan Riebhoff, Vice Chair |
Julie Hasler-Foley, Secretary/ Treasurer |
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Tom Bilodeau |
Dick Cameron |
Mary Schelle |
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Ann Boston |
Eve Dixon |
Dave Marzolf |
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