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ABOUT MUST
Montana Unified School Trust (MUST) is committed to serving schools and school-related entities in Montana. This commitment has enabled MUST to gain the distinction of being the largest educational health benefit provider in Montana, collectively insuring the third largest group after the State of Montana and Montana University System employee plans.
MUST’s goal is to provide the best benefit plans available, the finest service in the industry, the most cost-effective management, leading-edge wellness services, and a solid financial base. By pooling approximately 9,000 school employees and 19,000 total covered lives, MUST has the ability to lessen claim and rate volatility and to control costs by spreading risk over a large population base.
2009 – 2010 MUST Board of Trustees
Appointed representatives from MSSF’s three sponsor organizations (MEA-MFT, SAM, and MTSBA) serve as trustees for the Montana Unified School Trust. The nine trustees provide policy direction for the health benefits plan offered by MUST. Decisions of the board are required to make amendments to the plan or its policies. The trustees also authorize the contractual relationships with the providers of the program’s specialized needs such as underwriting, actuarial services, legal and claims services.

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Jan Reibhoff, Chair
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Julie Hasler-Foley, Vice Chair |
Rich Stuker, Secretary/ Treasurer |
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Tom Bilodeau |
Bill Ruegsegger |
Mary Schelle |
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Rob Hankins |
Jule Walker |
Bette Albright |
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| Mike Kujawa |
Stephanie Miller |
Dennis Davenport |
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